Disclaimer.

1. No financial advice

The content on kabetur.info is published for educational and informational purposes only. It does not constitute financial, investment, banking, tax, accounting or legal advice, and it is not a recommendation, solicitation or offer to buy or sell any security, loan, insurance product or other financial instrument.

We do not know your income, debts, obligations, risk tolerance or goals. A strategy that is reasonable in one household can be harmful in another. Before acting on anything you read here, consider your own circumstances and, where appropriate, consult a qualified professional.

2. Accuracy and timeliness

We work hard to keep rates, rules and examples accurate at the time of publication. Financial products and regulations change frequently, and details can differ by country, provider and customer profile. Always confirm current terms directly with the institution or authority concerned.

Where we discover a material error, we correct the story and note the change. If you believe something is inaccurate, please email hello@kabetur.info with the story title and the relevant paragraph.

3. Examples are illustrative

Numbers, scenarios and case studies in our stories are simplified for clarity. They may omit taxes, fees, penalties or other real-world costs, and they do not represent the terms of any specific product. Do not treat an example as a promise of future results.

4. Investment risk

Investing involves risk, including the possible loss of the money you invest. Past performance does not guarantee future results. Nothing on this site should be read as a forecast or as assurance that any investment strategy will achieve a particular outcome.

5. Credit and debt content

Our credit and debt stories describe how products and repayment strategies generally work. Approval, rates and fees are determined by lenders using their own criteria. Missing payments can damage your credit file and may have legal consequences. If you are struggling with debt, contact a free, accredited debt-advice service or a licensed adviser in your country.

6. External links

We link to third-party websites, including regulators, consumer bodies and product providers. These links are provided for convenience and context. We do not control those sites, do not endorse their content, and are not responsible for their accuracy, security or privacy practices.

7. Advertising and affiliate disclosure

Kabetur may display advertising and may participate in affiliate programmes. If you open an account or buy a product through a link on this site, we may receive a commission at no extra cost to you. Commercial relationships never determine our editorial conclusions, and any affiliate link is disclosed in the story where it appears. We do not accept payment for positive coverage.

8. No client relationship

Reading Kabetur, subscribing to the newsletter or contacting the desk does not create an adviser–client, fiduciary or professional relationship of any kind.

9. Limitation of liability

To the fullest extent permitted by law, Kabetur and its contributors accept no liability for any loss or damage — including financial loss — arising from your use of, or reliance on, the content of this site. You are responsible for your own financial decisions.

10. Jurisdiction and local rules

Kabetur is published online and accessible internationally. Nothing here is intended to contravene local laws or regulations. If any content is inconsistent with the rules that apply where you live, those rules take precedence.

11. Contact

Questions about this disclaimer? Email hello@kabetur.info or use the contact form.

See also our terms of use and privacy policy. This page is provided for transparency and general information; it is not itself legal advice.