Terms of use.

1. Acceptance of terms

By accessing kabetur.info you agree to these terms and to our privacy policy. If you do not agree, please do not use the site.

2. Educational purpose only

Kabetur publishes general educational content about personal finance. Nothing on the site is financial, investment, tax, accounting or legal advice, and nothing should be treated as a recommendation to buy, sell or hold any product. See our disclaimer for the full explanation.

3. Use of the site

You may read, link to and share our stories for personal, non-commercial purposes. You agree not to:

• Copy, republish or redistribute substantial portions of our content without written permission.
• Use automated tools to scrape the site in a way that degrades service for others.
• Attempt to gain unauthorised access to the site, its servers or any connected system.
• Upload or transmit malicious code, spam or unlawful material.
• Misrepresent your identity or affiliation when contacting us.

4. Intellectual property

All text, illustrations, layout and branding on kabetur.info are owned by Kabetur or used under licence and are protected by copyright and other laws. You may quote short excerpts with clear attribution and a link to the original story. Systematic copying, translation for republication, or use of our illustrations in another publication requires permission.

5. User submissions

If you send us a story idea, correction or other material, you grant us a non-exclusive, worldwide, royalty-free licence to use and edit that material in our publications. You confirm that you have the right to share it and that it does not infringe anyone else’s rights. We are not obliged to publish any submission.

6. Third-party links and offers

Stories may link to external websites, tools or product pages. Those links are provided for context. We do not control external sites and are not responsible for their content, availability, security or privacy practices. Any commercial relationship connected to a link is disclosed in the relevant story.

7. No warranties

The site is provided on an “as is” and “as available” basis. We work to keep information accurate and current, but we do not warrant that content is complete, error-free or suitable for your particular circumstances. Rates, rules and product terms change frequently and may differ by country.

8. Limitation of liability

To the fullest extent permitted by law, Kabetur and its contributors are not liable for any loss or damage arising from your use of the site or reliance on its content, including financial loss, loss of data or indirect damages. Nothing in these terms limits liability that cannot be limited by law.

9. Indemnity

You agree to indemnify Kabetur against claims, losses or costs arising from your breach of these terms or your misuse of the site.

10. Changes and availability

We may update these terms, change the site or remove content at any time. The “last updated” date shows the current version. Continued use after changes means you accept the revised terms. We do not guarantee uninterrupted availability.

11. Governing law

These terms are governed by the laws applicable where Kabetur is established, without regard to conflict-of-law rules. Any dispute will be handled by the competent courts of that jurisdiction, unless local consumer law gives you a different right.

12. Contact

Questions about these terms? Email hello@kabetur.info or use the contact form.

These terms are provided for transparency and general information. They are not legal advice. See also our privacy policy and disclaimer.